Take-Home Pay in Indianapolis

The median salary in Indianapolis is $49,870 (BLS 2024). After federal and Indiana state taxes, a single filer takes home $40,588 per year. Adjust your salary below to see your exact breakdown.

Take-home pay in Indianapolis — single filer

Gross salaryBi-weeklyAnnual net
$40,000$1,268$32,959
$50,000metro median$1,565$40,689
$60,000$1,862$48,419
$75,000$2,264$58,861

Single filer, standard deduction, 2025 tax year. Federal + Indiana state taxes + FICA.

Indianapolis — key figures

Median salary (BLS 2024)$49,870
Cost of living index88 (US avg = 100)
State income taxYes (Indiana)

Adjust your salary

Total salary before taxes. Hourly? Multiply: rate × hours/week × 52.

Credit cards, auto loans, student debt. Used to surface relevant resources.

Frequently asked questions

What is the take-home pay for the median salary in Indianapolis?

The median salary in Indianapolis is $49,870. A single filer takes home $40,588 per year after federal income tax, Indiana state tax, Social Security, and Medicare. That works out to $1,561 bi-weekly or $3,382 per month.

How does Indianapolis's cost of living affect your paycheck?

Indianapolis has a cost of living index of 88 — 12% lower than the US national average. While your take-home pay is the same in dollar terms regardless of location, your purchasing power is higher than the US average. A $49,870 salary in Indianapolis buys more than the same salary in an average-cost US city.

How much state income tax do you pay in Indianapolis?

Indiana has an effective state income tax rate of 3.0% on a $49,870 salary, totalling $1,521 annually.

What is the effective tax rate in Indianapolis on a $49,870 salary?

A single filer earning $49,870 in Indianapolis (Indiana) has a total effective tax rate of 18.6%. This includes 7.9% federal income tax, 3.0% Indiana state income tax, plus 7.65% FICA.

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