Take-Home Pay
Calculator
Enter your salary, filing status, and state. See your exact net pay after federal and state taxes.
Total salary before taxes. Hourly? Multiply: rate × hours/week × 52.
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Popular take-home pay calculations
See exact net pay for common salaries in the most searched states.
Frequently asked questions
What taxes are deducted from my paycheck?
Four main taxes come out of every paycheck: federal income tax (based on your income bracket and filing status), Social Security tax (6.2% up to $176,100 in 2025), Medicare tax (1.45% on all wages, plus 0.9% over $200,000), and state income tax if your state has one. Nine states have no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming.
Why is my take-home pay different from what this calculator shows?
This calculator uses the 2025 standard deduction and effective state tax rates. Your actual paycheck may differ based on: pre-tax deductions (401k, health insurance, HSA), additional W-4 withholding elections, local city or county taxes, and state-specific deductions. Use this as an estimate — your payroll department has the exact numbers.
What is the difference between gross pay and net pay?
Gross pay is your total salary before any deductions. Net pay (take-home pay) is what you actually receive after federal income tax, FICA taxes (Social Security and Medicare), and state income tax are withheld. For most Americans earning $50,000-$150,000, net pay is roughly 65-75% of gross pay depending on their state.
How does filing status affect my take-home pay?
Filing status determines your tax bracket thresholds and standard deduction. Married filing jointly gets a $30,000 standard deduction (2025) versus $15,000 for single filers, meaning married couples shelter more income from federal tax. Head of household gets a $22,500 deduction. For the same gross salary, a married filer will typically take home more than a single filer.