Take-Home Pay in Austin

The median salary in Austin is $65,120 (BLS 2024). After federal taxes, a single filer takes home $54,198 per year. Adjust your salary below to see your exact breakdown.

Take-home pay in Austin — single filer

Gross salaryBi-weeklyAnnual net
$50,000$1,624$42,214
$60,000$1,933$50,249
$70,000$2,217$57,631
$80,000$2,487$64,666
$95,000$2,893$75,219

Single filer, standard deduction, 2025 tax year. Federal + Texas state taxes + FICA.

Austin — key figures

Median salary (BLS 2024)$65,120
Cost of living index118 (US avg = 100)
State income taxNone (Texas has no income tax)

Adjust your salary

Total salary before taxes. Hourly? Multiply: rate × hours/week × 52.

Credit cards, auto loans, student debt. Used to surface relevant resources.

Frequently asked questions

What is the take-home pay for the median salary in Austin?

The median salary in Austin is $65,120. A single filer takes home $54,198 per year after federal income tax, Texas state tax, Social Security, and Medicare. That works out to $2,085 bi-weekly or $4,516 per month.

How does Austin's cost of living affect your paycheck?

Austin has a cost of living index of 118 — 18% higher than the US national average. While your take-home pay is the same in dollar terms regardless of location, your purchasing power is lower than the US average. A $65,120 salary in Austin buys less than the same salary in an average-cost US city.

Does Austin have state income tax?

No. Texas has no state income tax. Workers in Austin avoid state income tax entirely, keeping an extra $3,256 to $5,861 per year compared to high-tax states like California or New York.

What is the effective tax rate in Austin on a $65,120 salary?

A single filer earning $65,120 in Austin (Texas) has a total effective tax rate of 16.8%. This includes 9.1% federal income tax, 0% state income tax, plus 7.65% FICA.

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