Take-Home Pay in Phoenix
The median salary in Phoenix is $48,000 (BLS 2024). After federal and Arizona state taxes, a single filer takes home $39,407 per year. Adjust your salary below to see your exact breakdown.
Take-home pay in Phoenix — single filer
| Gross salary | Bi-weekly | Annual net |
|---|---|---|
| $40,000 | $1,276 | $33,179 |
| $50,000 | $1,576 | $40,964 |
| $60,000 | $1,875 | $48,749 |
| $75,000 | $2,280 | $59,274 |
Single filer, standard deduction, 2025 tax year. Federal + Arizona state taxes + FICA.
Phoenix — key figures
Adjust your salary
Total salary before taxes. Hourly? Multiply: rate × hours/week × 52.
Credit cards, auto loans, student debt. Used to surface relevant resources.
Frequently asked questions
What is the take-home pay for the median salary in Phoenix?
The median salary in Phoenix is $48,000. A single filer takes home $39,407 per year after federal income tax, Arizona state tax, Social Security, and Medicare. That works out to $1,516 bi-weekly or $3,284 per month.
How does Phoenix's cost of living affect your paycheck?
Phoenix has a cost of living index of 105 — 5% higher than the US national average. While your take-home pay is the same in dollar terms regardless of location, your purchasing power is lower than the US average. A $48,000 salary in Phoenix buys less than the same salary in an average-cost US city.
How much state income tax do you pay in Phoenix?
Arizona has an effective state income tax rate of 2.5% on a $48,000 salary, totalling $1,200 annually.
What is the effective tax rate in Phoenix on a $48,000 salary?
A single filer earning $48,000 in Phoenix (Arizona) has a total effective tax rate of 17.9%. This includes 7.8% federal income tax, 2.5% Arizona state income tax, plus 7.65% FICA.