Take-Home Pay in Houston

The median salary in Houston is $55,390 (BLS 2024). After federal taxes, a single filer takes home $46,544 per year. Adjust your salary below to see your exact breakdown.

Take-home pay in Houston — single filer

Gross salaryBi-weeklyAnnual net
$40,000$1,315$34,179
$50,000$1,624$42,214
$60,000$1,933$50,249
$70,000$2,217$57,631
$85,000$2,622$68,184

Single filer, standard deduction, 2025 tax year. Federal + Texas state taxes + FICA.

Houston — key figures

Median salary (BLS 2024)$55,390
Cost of living index96 (US avg = 100)
State income taxNone (Texas has no income tax)

Adjust your salary

Total salary before taxes. Hourly? Multiply: rate × hours/week × 52.

Credit cards, auto loans, student debt. Used to surface relevant resources.

Frequently asked questions

What is the take-home pay for the median salary in Houston?

The median salary in Houston is $55,390. A single filer takes home $46,544 per year after federal income tax, Texas state tax, Social Security, and Medicare. That works out to $1,790 bi-weekly or $3,879 per month.

How does Houston's cost of living affect your paycheck?

Houston has a cost of living index of 96 — 4% lower than the US national average. While your take-home pay is the same in dollar terms regardless of location, your purchasing power is higher than the US average. A $55,390 salary in Houston buys more than the same salary in an average-cost US city.

Does Houston have state income tax?

No. Texas has no state income tax. Workers in Houston avoid state income tax entirely, keeping an extra $2,770 to $4,985 per year compared to high-tax states like California or New York.

What is the effective tax rate in Houston on a $55,390 salary?

A single filer earning $55,390 in Houston (Texas) has a total effective tax rate of 16.0%. This includes 8.3% federal income tax, 0% state income tax, plus 7.65% FICA.

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