Take-Home Pay in Elizabeth

The median salary in Elizabeth is $42,000 (BLS 2024). After federal and New Jersey state taxes, a single filer takes home $33,098 per year. Adjust your salary below to see your exact breakdown.

Take-home pay in Elizabeth — single filer

Gross salaryBi-weeklyAnnual net
$40,000$1,216$31,619
$50,000$1,501$39,014
$65,000$1,921$49,954

Single filer, standard deduction, 2025 tax year. Federal + New Jersey state taxes + FICA.

Elizabeth — key figures

Median salary (BLS 2024)$42,000
Cost of living index128 (US avg = 100)
State income taxYes (New Jersey)

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Take-Home Pay CalculatorLive data

Total salary before taxes. Hourly? Multiply: rate × hours/week × 52.

Credit cards, auto loans, student debt. Used to surface relevant resources.

Frequently asked questions

What is the take-home pay for the median salary in Elizabeth?

The median salary in Elizabeth is $42,000. A single filer takes home $33,098 per year after federal income tax, New Jersey state tax, Social Security, and Medicare. That works out to $1,273 bi-weekly or $2,758 per month.

How does Elizabeth's cost of living affect your paycheck?

Elizabeth has a cost of living index of 128 — 28% higher than the US national average. While your take-home pay is the same in dollar terms regardless of location, your purchasing power is lower than the US average. A $42,000 salary in Elizabeth buys less than the same salary in an average-cost US city.

How much state income tax do you pay in Elizabeth?

New Jersey has an effective state income tax rate of 6.4% on a $42,000 salary, totalling $2,688 annually.

What is the effective tax rate in Elizabeth on a $42,000 salary?

A single filer earning $42,000 in Elizabeth (New Jersey) has a total effective tax rate of 21.2%. This includes 7.1% federal income tax, 6.4% New Jersey state income tax, plus 7.65% FICA.

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