Take-Home Pay in Baltimore
The median salary in Baltimore is $42,000 (BLS 2024). After federal and Maryland state taxes, a single filer takes home $33,827 per year. Adjust your salary below to see your exact breakdown.
Take-home pay in Baltimore — single filer
| Gross salary | Bi-weekly | Annual net |
|---|---|---|
| $40,000 | $1,243 | $32,320 |
| $50,000 | $1,533 | $39,855 |
| $65,000 | $1,968 | $51,158 |
Single filer, standard deduction, 2026 tax year. Federal + Maryland state taxes + FICA.
Baltimore — key figures
Adjust your salary
Total salary before taxes. Hourly? Multiply: rate × hours/week × 52.
Credit cards, auto loans, student debt. Used to surface relevant resources.
Frequently asked questions
What is the take-home pay for the median salary in Baltimore?
The median salary in Baltimore is $42,000. A single filer takes home $33,827 per year after federal income tax, Maryland state tax, Social Security, and Medicare. That works out to $1,301 bi-weekly or $2,819 per month.
How does Baltimore's cost of living affect your paycheck?
Baltimore has a cost of living index of 108 — 8% higher than the US national average. While your take-home pay is the same in dollar terms regardless of location, your purchasing power is lower than the US average. A $42,000 salary in Baltimore buys less than the same salary in an average-cost US city.
How much state income tax do you pay in Baltimore?
Maryland has an effective state income tax rate of 5.0% on a $42,000 salary, totalling $2,100 annually. Additionally, Baltimore City local income tax applies at up to 3.2%.
What is the effective tax rate in Baltimore on a $42,000 salary?
A single filer earning $42,000 in Baltimore (Maryland) has a total effective tax rate of 19.5%. This includes 6.8% federal income tax, 5.0% Maryland state income tax, plus 7.65% FICA.